Utilizes QR codes to facilitate cash withdrawals and deposits at ATMs without involving the processing center.
The user scans a QR code generated at the ATM using the bank's mobile app
Once the user confirms this data in the app, the ATM generates a one-time password to enter on his phone
Then selects the amount and currency of the transaction and the denominations of bills in the application
Then the ATM dispenses or accepts the required amount
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